[Though Fay may not have the answers either of them are looking for, he can hazard a few guesses based on things that he's gone through before. Distractions of the type that can cause emotional instability are usually meant to keep one thinking about that issue, and not a larger, more pressing problem instead.]

From a little bit of everything, I would guess. The shock of something like this can cause people to start making mistakes, and that can snowball into bigger and bigger troubles.

That's what I think, anyway.