I see. How thoughtful of you. It would be inconvenient for all involved if you were to soak furniture at any establishments.

[ Thanks, Captain Obvious.

...Oh. One more thing, as he notices the expression Allen's face regarding the card (uncertainty???). ]

Also, what you are holding is a debit card of sorts, which will hold the information related to any currency you earn. The magnetic stripe on the card consists of iron-based particles that store the information...

[ ...And then he goes a little more in-depth on how, scientifically, a credit card works, unless Allen stops him mid-explanation or so. That probably...didn't make a lot of sense to Allen, but he hopes his explanation was a little helpful!!! ]